Simple Garden Equipment Financing with KumansTek with ZERO INTEREST
You Can Finance Your Garden Equipment Purchases in Three Different Ways!
Step 1
Step 2
Splitit gives you the ability to split your purchase over 2, 3, 4, 5, or 6 months interest-free payments for orders up to $3,000 using your Visa and MasterCard credit card.
Checkout with Splitit if:
- The order is $3,000 or less; and
- You want to pay over a longer period (up to 6 months versus 6 weeks for Klarna’s Pay in 4); and
- You don’t mind having your card authorized for the entire order amount (rest assured, you’ll only be charged first month's instalment amount); and
- You don’t want to run any soft credit checks; and
- You want to pay 0% interest over the course of your payments.
Splitit FAQs
- Q: Are there any interest or hidden fees applied?
- A: Absolutely nothing! Once you place an order your credit card will be preauthorized for the entire value of the order just to make sure the balance is available. However, you'll only be charged for the first month with no added fees, transaction charges, or the likes—the service is completely free to use!
- Q: Do you need to do any credit checks?
- A: No, there is no impact whatsoever on your credit score if you choose to finance your purchase. During this entire process, we don't even ask for your SSN (social security number). You just need to make sure that there is enough room on the credit card to do a preauthorized charge for the entire value of the order.
- Q: How many instalments can I make for an item I want to purchase?
- A: You can split your payments and finance any equipment anywhere from 2-6 months.
- Q: Can I use PayPal to pay my month instalments?
- A: Unfortunately the service only works with Visa and MasterCard at this time.
Klarna offers two products; Pay in 4 and Monthly Financing
Pay in 4
Pay in 4 gives you the ability to split any purchase into 4 equal interest-free payments, with payments being collected every 2 weeks
Choose & checkout with Klarna’s Pay in 4 if:
- You want to use your debit or credit card; and
- The order is less than or equal to $1,500; and
- You want to pay for the order in a shorter timeframe (6 weeks); and
- You don't want to tie up the entire order amount as an authorization on your credit card; and
- You don’t mind running a soft credit check; and
- You want to pay 0% interest over the course of your payments.
Monthly Financing
Klarna offers the ability to finance orders up to $10,000 starting from 6 to all the way 36 months with APR rates ranging from 0-24.99% all through a simple, 2-step application which will provide an instant approval decision within minutes. Once approved, you can easily manage payments & set reminders directly in the Klarna app.
Choose & checkout with Klarna’s Monthly Financing if:
- You don’t mind running a hard credit check; and
- You need to finance a larger order that is less than or equal to $10,000.
How it works
- Select "Buy now, pay later with Klarna" at checkout.
- Sign up or login to Klarna with the bank account you would like to use.
- Confirm your purchase.
- Klarna will schedule automatic payments over six weeks, interest-free.
- Pay in four equal instalments every two weeks with zero interest.
FAQs on Klarna
Q: Do I have to complete all payments before my order will ship?
A: No. Once you complete your purchase using Klarna, we will fulfill your products immediately so you can use them right away.
Q: Is a credit check required?
A: Klarna "Pay In 4" doesn't check your credit via traditional means, which means there is no "hard credit" check that will affect your credit score.
Q: Where will payments be taken from?
A: Payments will automatically be taken from the bank account you have on file and you always have the option of paying off your purchase early by signing into your Klarna User Dashboard.
Q: How does Pay in 4 work?
A: When you pay in 4, we split your purchase into 4 equal payments. We collect the first payment when your order ships. The remaining 3 payments are collected every 2 weeks. You spread the cost over 6 weeks, with no interest or fees if you pay on time.
Q: What happens if I miss a payment?
A: We’ll email you if your payment is unsuccessful. We’ll also try one more time to collect it. If we can’t collect it the second time, then it will be added to your next payment along with a late fee of up to $7.00.
Shop Now, Pay Later. 0% Interest-Free Payments Through 4 Installments Spread Over 6 Weeks
Eligibility
- Be at least 18 years old or older
- Have a valid US mobile number and email address
- Have an active US bank account
- Currently, Sezzle financing is only available on items $2,500 or below
How it works
Sezzle is a financing solution that allows you to shop now and pay later on your equipment purchases through interest-free instalment plans.
Sezzle breaks down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.
- Select Sezzle at checkout.
- Sign up or login to Sezzle with the bank account you would like to use.
- Confirm your purchase.
- Sezzle will schedule automatic payments over six weeks, interest-free.
- Pay in four equal instalments every two weeks with zero interest.
FAQs on Sezzle
Q: Do I have to complete all payments before my order will ship?
A: No. Once you complete your purchase using Sezzle, we will fulfill your products immediately so you can use them right away.
Q: Is a credit check required?
A: Sezzle doesn't check your credit via traditional means, which means there is no "hard credit" check that will affect your credit score.
Q: Where will payments be taken from?
A: Payments will automatically be taken from the bank account you have on file and you always have the option of paying off your purchase early by signing into your Sezzle User Dashboard.
